Fixed deposits have been the preferred investment option for Indians for many decades

 Fixed deposits have been the preferred investment option for Indians for many decades. The guarantee of a fixed return and near-zero risks make it a safe and reliable investment option.

While a deposit can be held jointly, the FD, a contract, is usually between the first holder and the institution. So, what happens if the primary holder dies before the maturity of the deposit? How can the claim be filed? 

Here is everything that you need to know about claiming a fixed deposit after the death of the primary holder.

The Reserve Bank of India (RBI) has stipulated stringent guidelines for dealing with claims due to the death of the primary holder of a fixed deposit.

Holding Patterns and Nominees in an FD

When you open a Fixed 




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